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Exchanges / Crypto.com
RIGOR REPORT · EDITION 0 · VERIFIED 7 OCT 2026

Is Crypto.com safe?

MiCA authorized Evidence 84%

77
Rigor score of the evidence we could verify
Key facts

What the sources say

MiCAAuthorizedForis DAX MT Limited · MFSA (Malta) · 2025-01-27
Italian residentsNot verifiedRegistry check pending
Proof of reservesPublishedMazars · 2022-12-09
Spot fees (base tier)Not verifiedmaker / taker
Score breakdown

Where the points come from

Regulation25 / 25
MiCA authorization found in the ESMA interim register or a national regulator list
Transparency10 / 14
Proof of reserves published: yes; Independent party: Mazars; Liabilities included: not verified (unscored); Last report: 2022-12-09
Security record12 / 20
Worst incident in the last five years scored: 12 of 20
Compliance record18 / 25
2 regulator or court action(s) recorded
Costsnot scored
Spot taker fee not verified (unscored)
Track record

Incidents and regulator actions

Security incidents

  • 2022-01-17 Unauthorized withdrawals of about US$34M (BTC, ETH) from 483 customer accounts. Outcome: Company stated no customers experienced a loss of funds; affected customers reimbursed. source

Regulator and court actions

  • 2024-03-13 De Nederlandsche Bank (DNB): EUR 2.85M fine for offering crypto services in the Netherlands from May 2020 to November 2022 without registration. Outcome: Fine published 2024-03-13; appeal status not verified (CoinDesk headline says Crypto.com to appeal). Press report Fine or settlement of about 1M or more source
  • 2024-10-08 US SEC: Crypto.com sued SEC after receiving a Wells notice (alleged unregistered broker-dealer/clearing agency). Outcome: Lawsuit dropped Dec 2024; Crypto.com said on 2025-03-27 that SEC investigation closed with no enforcement action. Press report Dismissed or closed, no merits finding source
Limits

What we could not verify

Not verified: ESMA register directly; Italian acceptance now; fees; products; recent proof of reserves; other licences; other regulator actions beyond those listed.

Facts are as of 7 Oct 2026. Searches are not exhaustive. If something here is wrong or out of date, send a correction with a source: corrections policy. Education only, not investment advice.

Sources

  1. [1] Crypto.com MiCA company news accessed 2026-10-07
  2. [2] Punto Informatico: Crypto.com OAM accessed 2026-10-07
  3. [3] BleepingComputer: Crypto.com hack accessed 2026-10-07
  4. [4] NL Times: DNB fine accessed 2026-10-07
  5. [5] The Block: SEC probe closed accessed 2026-10-07
  6. [6] Finance Magnates: Mazars PoR accessed 2026-10-07
  7. [7] paymentproviders.io ESMA mirror accessed 2026-10-07
Questions

Common questions about Crypto.com

Is Crypto.com safe?

We do not give a yes or no, because safety depends on what you need to protect and on facts that change. In our Edition 0 audit Crypto.com scored 77 out of 100 with 84% of the evidence verified. We found 1 security incident in the last five years and 1 regulator or court action that was not dismissed. Read the sources on this page before you deposit.

Does Crypto.com publish proof of reserves?

Yes. Auditor: Mazars. Latest date we found: 2022-12-09. Compare all exchanges: proof of reserves compared.

Is Crypto.com authorized under MiCA?

Yes. Authorized by MFSA (Malta) on 2025-01-27. Entity: Foris DAX MT Limited. See all exchanges: MiCA authorized exchanges.

What are Crypto.com's spot trading fees?

We could not verify the published fee table.

Can Italian residents use Crypto.com?

Accepts Italian residents: Not verified. The registry check is pending.